There are lots of reasons people call on Direct Value Appraisal, LLC

Thousands of people in Wisconsin buy, sell or refinance their home each month. A lot of these transactions include a simple line item for an appraisal. Even though there are a developing number of automated home valuation methods that may appear more economical than an appraisal, the majority of lenders still call for a local expert because the stakes are incredibly high. You might think that obtaining a mortgage is the only reason to get an appraisal, but there are additional situations when the services of a licensed, independent real estate professional could come in handy.


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Dispute your tax assessment in Brown County

It's possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a past assessment of your real estate, so if values have gone down in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Direct Value Appraisal, LLC is your best evidence. At Direct Value Appraisal, LLC, we're qualified to assist you in appealing your tax assessment.

Let Direct Value Appraisal, LLC help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that nearly all lenders ask homeowners to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the property. Most often, this additional payment is lumped into the monthly mortgage payment and is quickly forgotten. This is damaging because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

Direct Value Appraisal, LLC will produce a statement regarding the value of your home, and the cost of the home valuation can usually be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Direct Value Appraisal, LLC

A divorce can be a very daunting ordeal for both parties, and it is often more complicated by the strenuous decision of who keeps the home. It's a good idea to get an appraisal from Direct Value Appraisal, LLC so both parties are entirely aware of the true market value of their property, regardless of the circumstances.

The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the correct value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Brown County?

Moving due to a job change can be a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive process, we encourage relocating employees to provide remarks on the positive aspects of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price with an appraisal from Direct Value Appraisal, LLC

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.